Retailers facing short-term pressures—from tariffs to inflation—now must brace for longer-term transformations that could fundamentally reshape the industry. A new Bain & Company report outlines six major disruptions set to define the next decade in retail. These include the rise of automation in core functions like pricing and merchandising, the growing influence of AI shopping agents eroding brand loyalty, and a need for retailers to deliver highly personalized value to consumers. The report emphasizes that these shifts are already materializing, with early adopters leveraging them for strategic advantage.
For entrepreneurs in retail and consumer goods, the implications are significant. Building future-ready companies means preparing for scenarios like a leaner store footprint, expanding private label offerings, and even pursuing international M&A to stay competitive. Bain notes that many leading retailers are already diversifying into retail media, logistics, and financial services, with “beyond trade” revenues accounting for a quarter of profits in 2024. “These disruptions are not speculative,” said Marc-André Kamel, Bain’s global head of retail. “They’re already taking hold.” For startup founders and growth-stage operators alike, the opportunity lies in acting early—developing adaptive strategies that align with shifting retail economics and rising consumer expectations.



















